Your privacy is important to us at QuarterSpot, Inc. (hereinafter "QuarterSpot," "we" or "us"). This Privacy Policy describes the types of information we gather or have gathered, how we use it, with whom the information may be shared, what choices are available to you regarding collection, use and distribution of information and our efforts to protect the information you provide or provided to us through our website at, or information you provided through our partner websites ending in "" (collectively the "Website").

By using the Website, and the functionality, data, information, updates, and similar materials delivered or provided through or by the Website (the "Services"), you hereby consent to allow us to process information in accordance with this Privacy Policy. Please also refer to our Terms of Use, which are incorporated as if fully recited herein. The use of information collected through our Services shall be limited to the purpose of providing the Services for which our customers have engaged QuarterSpot.

If our information retention or usage practices materially change, we will let you or your third-party agents ("Third-Party Agent/s") know by posting notice of the Privacy Policy changes on the Website. Please refer to the "Effective Date" above to see when this Policy was last updated.

If you have questions or complaints regarding our privacy policy or practices, please contact us at 

As described in greater detail in this policy, we collected several types of information from you, your business and/or third-parties you referred to us:

If you submitted an investor application, we collected:

If you submitted a loan application on behalf of a business, we collected:


Regardless of where our servers are located, your data will be stored by us in the United States, where data protection and privacy regulations may not be to the same level of protection as in other parts of the world. BY VISITING THIS WEBSITE OR USING THE SERVICES, YOU UNEQUIVOCALLY CONSENT TO THE COLLECTION AND PROCESSING IN THE UNITED STATES OF ANY INFORMATION COLLECTED OR OBTAINED BY US THROUGH YOUR USE OF THE WEBSITE OR SERVICES, AND YOU ALSO AGREE THAT U.S. LAW GOVERNS ANY SUCH COLLECTION AND PROCESSING.


QuarterSpot collected and processed personal information of both investors and individual owners of business borrowers, under the direction of a Third-Party Agent working on behalf of the investor or borrower. QuarterSpot acknowledges that you have the right to access your personal information. If QuarterSpot acted on behalf of a Third-Party Agent, we have no ownership of the information and may not have a direct relationship with those individuals whose personal information may have been processed as part of providing our Services. If you are a customer of a Third-Party Agents and would no longer like to be contacted by one of our Third-Party Agents that used our service, please contact the Third-Party Agents that you interact with directly. We may transfer personal information to companies that help us provide our service ("Partners"). For example, we may notify Partners if we are unable to collect the balance due on your business' loan with us. Transfers to Partners are covered by the provisions in this Policy regarding notice and choice and the service agreements with our Partners.

An individual who seeks access to their data, seeks to correct, amend or delete inaccurate data or wishes to opt-out of communications from QuarterSpot should direct his/her query to the Third-Party Agent he/she interacts with directly. If a QuarterSpot Third-Party Agent requests that we remove or access personally identifiable information on your behalf, we will respond to their request within 30 days.

QuarterSpot will retain personally identifiable information we process for as long as needed to provide services and as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.


When you used our Website and Services, we collected personal information from you and, if you were registering as a borrower, financial information and documentation about the business to which you were an authorized representative. We also collected personal information about the individual owners of the business. The majority of the information we collected occurred when we received an application from you. Some information was required and some was optional; as identified, some remained private and some were displayed to investors. Further information may have been collected during your use of the Website and Services, as described in this Privacy Policy.

This basic personal information we collected included:

To become an investor on our platform, we  requested some required and optional data such as your bank account in order to:

To become a borrower on our platform, we requested some required and optional data in order to:


We collected the names and email addresses of people who contact us through the Website and Service.


By participating in the Website or Services, you may be contacted by QuarterSpot from time to time. Such communications may include emails regarding confirmation of actions, progress updates and other administrative communications from us. You cannot opt out of these communications.


We will share your personal information with third parties only in the ways that are described in this Privacy Policy and in our Terms of Use.

Information about investors is shared with other parties in the following ways:

Information about applicants and borrowers is shared with investors and Partners in the following ways:

In certain situations, QuarterSpot may be required to disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. We may also disclose collected information to the extent we believe it necessary to comply with the law, to limit fraud or to defend a legal claim, such as in response to a subpoena or court order or similar legal process, or if we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others. Additionally, we may transfer your information to a successor in interest, which may include but may not be limited to a third-party in the event of an acquisition, sale, merger or bankruptcy. In these cases, you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

QuarterSpot works with trusted providers who perform vital operational functions for QuarterSpot, including web hosting services, analytics providers, collection agencies, banks, credit bureaus, accountants, consultants, commercial loan brokers, independent sales organizations, attorneys and payment service providers. Collected information may be shared with these third parties to the extent required for them to facilitate the offering of the Website and Services by QuarterSpot.


Investors and borrowers will be identified on the Website and Service, which may be viewable to investors who are users of the Website and Services. In addition, borrowers may have public profiles on the Website and Services that display loan listings along with non-personally identifiable information about them, including credit ratings and other financial information to permit the evaluation of the borrower's loan requests. This data may also be included in pseudonymized form on statistical pages.


Upon request QuarterSpot will provide you with information about whether we hold any of your personal information. If your personal or business information changes, please contact us at If you no longer desire our Services, please contact us directly using the email listed above. We will respond to your request within 30 days. We will retain your information for as long as your account is active or as needed to provide you services, and as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.


We also may collect information automatically about your visits to our Website and use of our Services, such as your IP address, Internet Service Provider (ISP), information about your computer and peripherals, referring website, geographical location, length of visit, browser type and page views (e.g. HTML pages, graphics, etc.), date/timestamp and/or clickstream data and store it in log files. We use this analytical information, in the operations, marketing and enhancement of our Website and Services.

We and our partners (e.g., advertising, analytics, and feedback partners), affiliates, or analytics or service providers used cookies or similar tracking technologies. These technologies were used in analyzing trends, administering the site, tracking users' movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

We also use cookies to track affiliate deals and, if you are an investor, to store your passwords, so you don't have to enter it more than once if you so choose. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited.

Our partners/affiliates used cookies and similar technologies to allow QuarterSpot to better service our customers with tailored advertising and site content. These cookies may have been used to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by clicking here. Please note this does not opt you out of being served ads. You will continue to receive generic ads.


This policy may not discuss all of your privacy rights, as such rights vary depending on state law. Consult with your local agencies for more information.

Federal and State regulations may require us to maintain and report information regarding our users, investors or borrowers. We may be required to maintain your information for seven years or more in order to comply with applicable laws.


Our Website or Service may contain links to other websites or may otherwise navigate you outside our Website or Service. We are not responsible for the privacy practices of such other sites, applications or other locations. When you leave our Website or Service, please read the privacy statements of your destination. This Privacy Policy applies solely to information collected by our Website or Service and do not apply to other sites.


Security is important at QuarterSpot. We therefore take steps to secure the information you provide through the Website or Service. Information we collected is protected internally by passwords and defined access points. Our systems are housed in secure facilities. Both physical and electronic access to our system is controlled by high-ranking managers. We store sensitive financial data such as Social Security numbers and bank accounts in a SAS 70 environment.

We utilize strong encryption technology, including Transport Layer Security (TLS), when you connect to our Website and Service and to encrypt data transfers. This technology uses encryption to secure logins and transactions and is designed to protect your data at all times. Our Website and Service may make use of "CAPTCHA" technology. We may also use session time-outs for inactivity to protect your account.

When we communicate with you, we will verify your identity using a number of methods which may include the last four digits of your account numbers or social security number. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about the security of your personal information, you can contact us at

We may employ password standards to assist investors in selecting a secure password. This may require the use of both numbers and letters. We may also provide steps by which investors can regain access to investor accounts should you forget your password, including the use of a security question. We will never ask for your password as a means of identifying yourself. You should not share your password with anyone, and if you ever receive an email purporting to come from us that asks for your password, you should immediately contact us at


If you have any questions, comments, requests or suggestions regarding our Privacy Policy, please contact us at the information below:


Attn: Support 

697 Grand Street, #928 

Brooklyn, New York,11211